1. We Want to Know More About You and Your Small Business
   Complete our short online application: it only has a few simple questions about your small business. You will learn if you prequalify for a business loan in just a few seconds!
2. Review Your Options With A Small Business Loan Specialist
   We will explain your funding options to ensure you have the capital you need without hurting your cash flow. At this point, we will answer any questions you may have about the loan process.
3. Submit Basic Financial Records
   Submit information about your business cash flow. Sharing your financial statements is easy and secure! This will help us personalize your business loan so that it fits all your needs.
4. Accept the Final Offer and Business Loan Terms
   Our team is ready to present a final loan offer. You just need to review the terms and sign!
5. Receive Funding
   You’re ready to receive the capital you need! We’ll deposit the funds directly into your bank account.

Do you want to apply for a business loan with Trustafi? These are the requirements you must meet:

1. Your business needs to have been operating for at least 9 months
2. Earn $10000 in monthly gross income (or $120,000 annually)
3. Have an SSN (Social Security Number) or an ITIN (Individual Taxpayer Identification Number)
4. You need to be the owner of at least 50% of the business
5. Be located in the US. All states (except Puerto Rico)
6. Don’t have any bankruptcies in the last 24 month.

We offer unsecured, term loans at fixed interest rates and with flexible requirements. We’ll help you finance the needs of your company.

Yes! We understand the ins and outs of the industry and know what you need. Our experience with business owners and contractors like you helps us create loans that will fulfill all your needs.

We don’t think of our customers like numbers. You are part of our family.

Of course!

We understand how important funding is for all businesses; that’s why we don’t factor in your immigration status. When applying for a loan, we focus on you, your business, and your story.

At Trustafi, we approve owners with only an ITIN.

Yes, you can apply!

We don’t require you to have previous credit history nor a minimum credit score. Why? Because knowing that you are a hard-worker business owner is more important than a score. Everyone should have the same access to financing.

With us, you don’t need to put up collateral.

We offer unsecured loans, which means we don’t ask for collateral to secure your loan. We don’t want you to risk your property, so your vehicles, equipment, and other assets are safe with us

Our annual interest rates range from 12.00% to 24.75% for our business loans and 19.0% to 34.0% for our microloans.

Yes.

We know how important it is that personal information stays safe. So we use the same technology that banks use to protect sensitive information and documents.

With us, your information will always remain safe.